How the Referral Program Works
1. Share Your Code
Get your unique referral code from your dashboard and share it with friends and family via WhatsApp, SMS, or any way you like.
2. Friend Signs Up
Your friend creates an account using your referral code and completes their first loan (as a borrower or lender).
3. Both Get Rewarded
Once your friend's first loan is active, both of you receive one month interest-free on your next loan!
What You Get
One month interest-free on your next loan as a borrower
No limit on referrals - refer as many friends as you want!
Track all your referrals in your dashboard
Benefits stack - multiple referrals = multiple months interest-free!
One month interest-free on their first loan as a borrower
Automatic discount applied when they use your referral code
Can also refer their own friends for more benefits
Full access to all Lend features and support
See How Much You Save
| Scenario | First Month Interest | Your Savings |
|---|---|---|
| Without Referral | K200 | K0 |
| With Referral Benefit | K0 | K200 |
* Interest calculated at 4% monthly rate. Actual savings depend on your loan amount and interest rate.
Terms & Conditions
• The referral benefit applies to the first month's interest only
• Your friend must use your referral code when creating their account
• The benefit is activated once your friend's first loan becomes active
• Both referrer and referee must have verified accounts
• Benefits can be stacked from multiple successful referrals
• Richmond Finance reserves the right to modify or cancel this program at any time
• This offer cannot be combined with other promotions unless stated otherwise