Why Choose Lend?
Preserve Relationships
Let us handle the awkward payment reminders so you can maintain your friendships and family bonds.
Legal Protection
Digital contracts compliant with Zambian law protect both lenders and borrowers.
Easy Tracking
Monitor your loans, payments, and communication history all in one place.
Referral Rewards
Refer friends and both of you get one month interest-free on your next loan.
How It Works
1
Apply Online
Borrower or lender initiates the loan. Upload your NRC and selfie for verification.
2
Sign Contract
Both parties sign the digital contract online. Legally binding under Zambian law.
3
Get Funded
Lender sends funds to Richmond. We deduct admin fee and disburse to borrower.
Your Protection Matters
Licensed financial services provider under Richmond Capital
Credit Reference Bureau reporting to TransUnion Zambia for defaulters
Digital contracts compliant with Zambian law
Secure document storage and verification